WHY YOU SHOULD CHOOSE MONEYEXPERT.COM ?

There are many debt management companies in the market, why you should choose moneyexpert.com? We will tell you why, because we are 100% on your side, we will be with you no matter what. Consider us your financial Sherpas guiding you to the summit, where you will be free of the burden of debt. At moneyexpert.com we want to release you from the financial burden of debt of course but we also want to teach you how to manage debt.

As a debt management company we know debt is neither good nor bad, debt is necessary as when you are buying a house normally you do not possess the whole amount of money to pay for that house, so you need to take a mortgage. The more developed a country is the more credit their citizens need, that is true but there are many suppliers of credit and the conditions of every supplier is different, so we will teach you how to deal with credit card companies, consumer bank loans, car credit and also how to follow your credit rating at the different credit rating companies and how to improve it, as credit rating companies are a fundamental pillar regarding credit, the information they provide about us would mean the difference between getting a credit or not and even the higher or lower interest rate you will have to pay.

Our business philosophy as a debt management company is that you have to take the best decision regarding your debts and only if you have the best information that will be possible. Our mission is to inform you about all the methods you can use to get rid of your indebtedness but also the consequences every method brings. Our lawyers and accountants have many years of experience dealing with debts, bankruptcies, debt relief orders, individual voluntary arrangements or debt management plans, and we do know that a debt management plan is the best way to handle your indebtedness, only in the most acute or severe cases we would advise you to take a different approach than a debt management plan.

As a debt management plan we will always tell you honestly the truth, you will not find shortcuts with us. We offer plain hard work in all aspects of your indebtedness to get you out of debt as soon as possible and without hassles, just focusing on all the important aspects of the debt capital, time and interest ratio.

Capital is normally the most difficult issue to change, creditors do not want to negotiate a cut in the main amount of capital lent to you, though there are some exceptions depending on many subjects all of them complex, but we can assure we will try our best looking for a better deal with your creditors.

Interest rate is the key in any debt management plan; we know that only if we can lower enough your interest rates, you will be able to serve your debt payments in time with no penalties and fees. Interest rate is the gauge to measure how easy you can pay your debt if the interest rate is very high, it will make you much harder to pay your monthly installments without depriving you and your family from basics such as energy or food.

Therefore we deal tenaciously with any of your creditors so you can get the best interest rate in the market and if we were not able to cut the capital of the debt, we have some aces under our sleeve like bundling debts to get a much lower interest rate.

Time is the third issue we will negotiate with your creditors, please do not get confused we are not “buying time” when we deal with your creditors we are establishing a plan, a debt management plan which will allow you to pay your debts in monthly installments in more comfortable way for you and your family, as your needs will be covered before your debts.

Time is also important because our experience tells us debt management plans should not be very long or everlasting, the more time we negotiate with your creditors, the more possibilities of fail. This is due to the fact that in our economy crisis happen every once in a while and the more time it takes you to pay your debt the more chance that a crisis can surge and affect you one way or another.

Moneyexpert.com is not just another debt management company; we are experts in debt solutions tailored for you, as our customer you will profit from many years of experience solving debt related issues. We are at your side and we are focused on helping you with all our tools to make your debt payments easier and affordable.

Earnestness and integrity are part of our daily vocabulary, we will help you developing a debt management plan that turns debt payments from a problem into a solution, but we also will inform you and coach you regarding debt and lifestyles, debt is like food there are no good or bad food it is the quantity of food you ingest everyday that can be a problem and you may become obese. Debt is the same thing if you take too much debt and you do not generate enough income you will be in financial trouble.

Our services as a debt management company do not end with a customized debt management plan, we will teach you how to make debt work for you, have your credit ratings updated, improve your credit ratings and how to define when you need debt to buy something and when you should pass, debt will be always present in our life and it is our decision if we take debt to pay for a home or to take a cruise around the world.

We feel part of the job of any debt management company should be to educate their customers regarding financials, because financial literacy is not taught at school but it is really important in life.